VISA Credit

CNN, Fox News, CBS, The Wall Street Journal and other national media outlets have all been promoting the great deals that credit unions offer on credit cards compared to other banks and credit card issuers. At Pickens FCU, we offer a VISA Classic with a 12.95% APR and our Platinum card is as low as 8.95% APR. Our lower rates equal lower monthly payments. No strings attached. Our credit cards allow you to take advantage of your good credit to manage your expenses; both planned and unexpected - without dipping into your savings. Life happens and it doesn't always fit in your budget at the time but with a Pickens FCU VISA credit card, you can keep pace with life and stay in line with your budget needs. In fact, there are many other financial benefits to using your Pickens FCU VISA. With your Pickens FCU VISA you will also earn rewards with our Pickens Perks, Credit Card Rewards. Apply Today! Contact Denise Hanselman if you have any questions at denise@pickfcu.com or call her at 864-898-5009. Credit Lines: $300 to $15,000 Minimum Payment: 4% of outstanding balance Grace period: 25 days on purchases only. Interest is paid on cash advances from the date of the advance. Cash advance fee: $5 or 5% up to $100.

VISA Debit

What could be better than making your purchases quickly and conveniently? With a Visa Debit Card your payment is debited from your Share Draft Checking Account. You won't have to write a check, and you won't have to make a trip to the credit union to withdraw the money for your purchase.

Visa Debit Cards are accepted in more than 150 countries worldwide. This gives you the purchasing power in stores all over as well as online internet shopping.

Your monthly statement will show your payment that has been deducted from your account. This helps for easier record management. Wherever you see the Visa symbol, your Visa Debit Card will be accepted.